Independent application assurance · South Africa

See the credit risk behind the equipment.

We examine equipment finance applications before approval: borrower capacity, asset suitability, supplier evidence, transaction structure and the conditions that protect recoverability.

Request an application review

Written findings, clear conditions and no lending decision outsourced.

Engineer reviewing industrial equipment in a workshop
Review lensBorrower · Asset · Supplier · Structure

A disciplined second view

Applications rarely fail in only one place.

A viable business can still be paired with the wrong machine, an inflated invoice or repayments that ignore seasonal cash flow. Our review follows the whole transaction and distinguishes missing evidence from genuine adverse risk.

Follow the review process →

Review mandates

Focused work for real credit decisions

Industrial machinery being inspected on a factory floor

Transaction check

Asset & Supplier Integrity Check

A transaction-focused check of quotation consistency, supplier standing, asset suitability and visible inflation or relationship concerns.

2–4 business days
Financial reviewers examining documents at a meeting table

Flagship review

Full Equipment Finance Application Review

An independent, file-level assessment of repayment capacity, asset fit, supplier evidence, structure and proposed credit conditions.

3–5 business days
Calculator and financial statements on an analyst's desk

Focused financial review

Repayment Capacity Review

A focused examination of sustainable cash generation, existing debt, seasonality and the proposed instalment curve.

2–3 business days
View all review mandates
“The review did not simply flag missing papers. It showed why the utilisation assumption was too optimistic and gave our committee a workable condition precedent.”Credit manager, commercial asset lender · Cape Town
Read client evidence →

Before the credit memorandum is final

Bring us the application, the questions and the deadline.

We will confirm scope, document requirements, timing and a fixed or capped fee.

Discuss the file